South Carolina's minimum liability limits are just 25/50/25, and the Grand Strand is packed with uninsured and out-of-state tourist drivers. Here is why your uninsured and underinsured motorist coverage is the backstop that actually pays when the oth

South Carolina follows a modified comparative negligence rule with a 51 percent bar. Here is how insurers push blame onto Grand Strand riders to shrink or erase what they owe, and why documentation and counsel decide the number.

In South Carolina only riders and passengers under 21 are required to wear a helmet, so adults 21 and older may legally ride without one. Here is how insurers still try to weaponize a no-helmet choice against an injured adult rider under comparative

South Carolina gives an injured rider three years to file a personal injury lawsuit, but claims against a government defendant carry much shorter notice and filing deadlines. Here is how the clock works, the exceptions for minors and wrongful death,

A step-by-step guide for Myrtle Beach and Grand Strand riders on what to do after a crash, how South Carolina's 51 percent fault bar makes your scene documentation everything, and what never to say to the adjuster.

Hit by a driver with no insurance while riding on the Grand Strand? Here is how South Carolina's required UM coverage steps in, why so many out-of-state and uninsured drivers put riders at risk, and why your own insurer still fights you.

Hit by a driver who fled on Ocean Boulevard or Kings Highway? Learn the immediate steps, why business and traffic camera footage is a race against time, and how your required South Carolina UM coverage pays after a motorcycle hit-and-run.

Fall is the best riding of the year on the Grand Strand, and one of the trickiest. The tail of hurricane season, blowing sand across US-17 and Ocean Boulevard, slick first-rain roads, the crowds of the Fall Bike Rally, deer on the inland Horry and Ge

Every Grand Strand rider has a corridor they respect and one they dread. From US-17 Kings Highway and the traffic-choked 17 Bypass to Ocean Boulevard, the SC-31 and SC-22 interchanges, and US-501 to Conway, here are the Myrtle Beach roads that concen

By November the ride home is a night ride whether you planned it or not. On the Grand Strand a motorcycle is one small light lost in a sea of storefronts, neon, and headlights, and the left-turning driver who never sees you is the number one rider-ki

The best motorcycle rides near Myrtle Beach, from the US-17 run down through Murrells Inlet, Pawleys Island and Georgetown to the Francis Marion back roads and the Little River loop up to Calabash, plus the hidden risks Grand Strand riders face and w

What is a South Carolina motorcycle accident case worth? A Grand Strand rider's guide to damages, coverage limits, and how the 51 percent fault bar can raise your number or wipe it out entirely.

The insurance adjuster who calls after your South Carolina motorcycle crash is not on your side. Learn the tactics, what not to sign, and how the 51 percent fault bar makes every word you say matter, especially if you are an out-of-state visitor to t