South Carolina's minimum liability limits are just 25/50/25, and the Grand Strand is packed with uninsured and out-of-state tourist drivers. Here is why your uninsured and underinsured motorist coverage is the backstop that actually pays when the oth

South Carolina follows a modified comparative negligence rule with a 51 percent bar. Here is how insurers push blame onto Grand Strand riders to shrink or erase what they owe, and why documentation and counsel decide the number.